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As the elderly population increases every year, coupled with disease patterns and changes in the proportion of women work outside the home, Taiwan has gradually become the old declining birthrate society, according to estimates, the Republic of China 139 years old in Taiwan due to activities of daily living or cognitive dysfunction, which require long-term caregivers may be 1.42 million, while the elderly population is also due to rapid increase in demand will quickly surge care, care of the elderly population is also gradually emerging social issues. So how in the existing public system and private provision of insurance products under the long-term care resources and needs to make an optimal co-ordination, will be an urgent issue.
In the public part of our long-term care is currently only means of social welfare and social assistance and universal health insurance be extended to communicate with to cover the associated costs and demand, through local government, health, governance and Veterans of the three systems to provide. However, their participation in the system and regulations and to gradually increase in complexity, coupled with the increased demand for long-term care, but the corresponding resources for home care services and facilities are still waiting for the development and induced an extension to complete and develop a sound long-term care system, is bound to be imperative.
Now the Government plans to increase national health insurance to do long-term care insurance, if the start-up success will have encountered the Government and the general public to reduce their burden, but also hoping that through all the long-term care of human resources for upgrading and integration.
As for China''s business-type long-term care insurance, its purpose was to complement the public sector in the long-term care under the current system inadequate, due to the long-term care community to provide the minimum basic security, so it is the long-term care needs of individuals or families can purchase a commercial-type long-term care insurance, and complete the best protection. Only China''s launch of the long-term care business-related goods, the sales performance has been little interest, and even the public for business-type long-term care insurance is also know very little about, so this study, two types of long-term care as the subject, for the people to do complement each other cognitive research.
In this study, a random sample of the questionnaire, and use the frequency distribution, single-factor regression analysis, etc., through SPSS to conduct empirical analysis to understand the public for the two types of long-term care awareness. The main conclusions are as follows:
1. The public awareness for the public and private long-term care, including health care system and do not understand the deductible requirements.
2. Long-term care for the existing public sector, respondents were not satisfied with the scope and payment of their way, and want to upgrade the efficiency of
3. For business-type long-term care, respondents generally lack knowledge of much assistance to provide life insurance companies insurance information to consumers
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