內政部戶政司、行政院經建會「中華民國2012年至2060年人口推計」。
石泱(2005),「老年經濟安全保障制度之探討」,≪社區發展季刊≫, 110,270-271。江莉莉(1999),「預防性儲蓄與全民健康保險」,經濟論文叢刊,第27輯第3期,頁337-357。周正山(2003),「公務人員老年經濟安全保障制度之研究」,國立政治大學公共行政學系碩士論文。吳忠吉、林昭禛(2005),勞工退休金機制與政府責任,國政分析:www.npf.org.tw/publication。
吳佩珊(2008),「全民健保對家戶預防性儲蓄之排擠效果: Difference-in-Difference5模型分析」,國立暨南國際大學碩士論文。林世駿(2013),「我國勞工退休金制度改革之研究」,國立台灣大學政治學系政府與公共事務碩士在職專班碩士論文。林彥伶(2013),老年經濟保障對生育率的排擠效果:台灣的實證分析,經濟論文,41(2),255-295。陳芝嘉(2003),「全民健康保險對家庭儲蓄的影響」,中國文化大學經濟學研究所碩士論文。陳姵羚(2003),勞工老年經濟安全保障之研究,中國文化大學勞工研究所碩士論文。陳榮華(2011),「我國勞退新制與老年經濟安全之研究」,東吳大學社會學系研究所碩士論文。陳寬政、林子瑜、邱毅潔、紀筱涵,2009,「人口老化、疾病擴張、與健保醫療費用」,「台灣大學人口學刊」,第39期,頁59-83。葉凱莉,陳靜瑤 (1999),「影響消費者預防性儲蓄行為因素之探討」,台北銀行月刊。第29卷,頁2-17。
楊靜利、黃于珊(2009),「台灣老年經濟保障制度簡介」,台灣老年學論壇第3期。
謝明瑞 (2005),「新舊勞工退休制度之比較」,商學學報。第13卷 ,頁353-368。
羅紀琼 (1983), 「從民國70年家庭收支調查看經濟、社會人口因素對儲蓄的影響」,中國經濟學會主編,《中國經濟學會年會論文集》, 189-209, 台北, 中國經濟學會。
英文部分
Carroll, Christopher D. and, David N.Weil,(1994). "Saving and growth: a reinterpretation," Canegie-Rochester Conference Series on Public Policy, Elsevier, vol. 40(1), pages 133-192, June.
Dardanoni, V.(1991). "Precautionary saving under income uncertainty: A cross-sectional analysis." Applied Economics 23: 153–160
Fisher, M.R. (1956): Exploration in savings behaviour. Oxford University Institute of Statistics Bulletin, 18, 201-277.
Guiso, Luigi and Tullio ,Jappelli and Daniele,Terlizzese, (1992). "Earnings Uncertainty and Precautionary Saving," CEPR Discussion Papers 699, C.E.P.R. Discussion Papers.
Hubbard, R Glenn and Jonathan, Skinner and Stephen, P Zeldes ,(1995). "Precautionary Saving and Social Insurance," Journal of Political Economy, University of Chicago Press, vol. 103(2), pages 360-99, April.
Kazarosian, Mark.,(1997).Precautionary savings - a panel study. "The Measurement and Structure of Household Wealth", Labour Economics,6,253-275
Keynes, John Maynard. 1936. The General Theory of Employment, Interest, and Money.New York: Harcourt Brace.
Kuan, C.-M. and C.-L. Chen(2013), "Effects of National Health Insurance on Precautionary Saving: New Evidence from Taiwan," Empirical Economics, 44(2), 921~943.
Lusardi, A. (1997). Precautionary saving and subjective earnings variance.Economic Letters, 57, 319-326
Milton Friedman,(1957). "The Relation Between the Permanent Income and Relative Income Hypotheses," NBER Chapters, in: A Theory of the Consumption Function, pages 157-182 National Bureau of Economic Research, Inc.
Modigliani, F. and R ,Brumberg. (1954): Utility analysis and the consumption function: An interpretation of cross-section data. In: Kurihara, K.K (ed.): Post-Keynesian Economics. New Brunswick, NJ: Rutgers University Press
Skinner, Jonathan,(1988). "Risky income, life cycle consumption, and precautionary savings," Journal of Monetary Economics, Elsevier, vol. 22(2), pages 237-255, September.
Yaari, M.E. (1965): Uncertain lifetime, life insurance and the theory of the consumer. Review of Economic Studies, 32, 137-150.
Zeldes, S. P. (1989). Optimal consumption with stochastic income: Deviations from certainty equivalence. The Quarterly Journal of Economics, 104(2), 275-298.