中文部分
1.王琮生 (2003)。房貸保險之費率結構分析-競爭風險模型之應用,朝陽科技大學財務金融系未出版碩士論文,台中。2.姚光隆 (2005)。住宅抵押貸款信用評分之研究,國立清華大學科技管理研究所未出版碩士論文,新竹。3.郭姿伶 (2000)。住宅房屋抵押貸款之提前清償與逾期放款,國立中正大學財務金融研究所未出版碩士論文,嘉義。4.劉展宏與張金鶚 (1999)。一般購屋貸款與首次購屋貸款提前清償之比較研究,1999年中華民國住宅學會第八屆年會論文集,177-195。
5.鍾岳昌 (2004)。以比例危險模型估計房貸借款人提前清償及違約風險,國立政治大學財務管理所未出版碩士論文,台北。英文部分
1.Archer, W. R., Ling, D. C. & McGill, G. A. (1997). Demographic Versus Option Driven Mortgage Termination. Journal of Housing Economics, 6, 137-163.
2.Calhoun, C. A. & Deng, Y. H. (2002). A Dynamic Analysis of Fixed-and Adjustable-rate Mortgage Terminations. Journal of Real Estate Finance and Economics, 1(24), 9-33.
3.Cox, D. R. (1972). Regression Models and Life-Tables. Journal of the Royal Statistical Society, 34, 187-220.
4.Deng, Y., Quigley, J. M. & Order, R. V. (2000). Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options. Econometrica, 68(2), 275-307.
5.Green, J. & Shoven, J. B. (1986). The Effects of Interest Rates on Mortgage Prepayments. Journal of Money, Credit, and Banking, 18(1), 41-59.
6.Hakim, S. R. (1992). Regional Diversity, Borrower Characteristics and Mortgage Prepayment. Review of Financial Economics, 1(2), 17-29.
7.Lacour-Little, M. (1999). Another Look at the Role of Borrower Characteristics in Predicting Mortgage Prepayments. Journal of Housing Research, 10, 45-60.
8.Phillips, R. A., Rosenblatt, E. & Vanderhoff, J. H. (1996). The Probability of Fixed-and Adjustable-Rate Mortgage Termination. Journal of Real Estate Finance and Economics, 13, 95-104.
9.Pavlov, A. D. (2001). Competing Risks of Mortgage Termination: Who Refinances, Who Moves, and Who Defaults? Journal of Real Estate Finance and Economics, 23(2), 185-211.
10.Schwartz, E. S. & Torous, W. N. (1989). Prepayment and the Valuation of Mortgage-Backed Securities. Journal of Finance, 44(2), 375-392.
11.Zorn, P. M. & Lea, M. J. (1989). Mortgage Borrower Prepayment Behavior: A Microeconomic Analysis with Canadian Adjustable Rate Mortgage Date. AREUEA Journal, 17(1), 118-136.